#phc-nehpa .ms-programs{gap:34px;align-items:stretch}#phc-nehpa .ms-programs>.nh-svc{background:var(--phc-surface);border:1px solid rgba(17,63,128,.09);border-radius:26px;overflow:clip;box-shadow:var(--phc-shadow-sm)}#phc-nehpa .ms-programs .nh-svc-media{min-height:355px}#phc-nehpa .ms-programs>.nh-svc:nth-child(4) .nh-svc-media,#phc-nehpa .ms-programs>.nh-svc:nth-child(5) .nh-svc-media{min-height:280px}#phc-nehpa .ms-programs .nh-svc-body{padding:34px 32px 32px}#phc-nehpa .ms-programs .nh-fig{font-size:clamp(1.9rem,2.2vw,2.6rem);line-height:1;letter-spacing:-.04em}#phc-nehpa .ms-programs .nh-fig-rule{margin:14px 0 12px;width:42px;height:2px;background:var(--phc-red)}#phc-nehpa .ms-programs .nh-fig-lab{max-width:28ch;font-size:12px;line-height:1.45;letter-spacing:.08em}#phc-nehpa .ms-programs .nh-svc-copy{padding-top:26px}#phc-nehpa .ms-programs .nh-svc-copy h3{font-size:2rem;line-height:1.18;letter-spacing:-.03em;max-width:15ch}#phc-nehpa .ms-programs>.nh-svc:nth-child(4) .nh-svc-copy h3,#phc-nehpa .ms-programs>.nh-svc:nth-child(5) .nh-svc-copy h3{max-width:20ch}#phc-nehpa .ms-programs .nh-svc-copy>p{margin-top:18px;font-size:15.5px;line-height:1.78;color:var(--phc-copy)}#phc-nehpa .ms-programs .nh-checks{margin-top:24px;gap:12px}#phc-nehpa .ms-programs .nh-checks li{padding:14px 0 0 18px;font-size:15px;line-height:1.62}#phc-nehpa .ms-programs .nh-checks li::before{top:18px}#phc-nehpa .ms-programs .nh-link{font-weight:600}#phc-nehpa .ms-loan-zero{max-width:228px;padding:18px 18px 17px;border-radius:18px;background:linear-gradient(180deg,rgba(10,33,58,.3) 0%,rgba(10,33,58,.78) 100%);border:1px solid rgba(255,255,255,.14);backdrop-filter:none;box-shadow:0 14px 34px rgba(0,0,0,.12)}#phc-nehpa .ms-loan-zero strong{font-size:19px;line-height:1.12;letter-spacing:-.02em}#phc-nehpa .ms-loan-zero span{margin-top:8px;font-size:12px;line-height:1.5}#phc-nehpa .ms-loan-facts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-top:30px;border:0}#phc-nehpa .ms-loan-fact,#phc-nehpa .ms-loan-fact+.ms-loan-fact{padding:18px 18px 17px;border:1px solid var(--phc-line);border-radius:16px;background:var(--phc-surface-alt)}#phc-nehpa .ms-loan-fact+.ms-loan-fact{padding-left:18px;border-left:1px solid var(--phc-line)}#phc-nehpa .ms-loan-fact b{font-size:20px}#phc-nehpa .ms-service-photo-copy{left:28px;bottom:28px;max-width:300px;padding:18px 18px 20px;border-radius:20px;background:linear-gradient(180deg,rgba(9,29,54,.42) 0%,rgba(9,29,54,.86) 100%);border:1px solid rgba(255,255,255,.12);box-shadow:0 16px 34px rgba(0,0,0,.16);backdrop-filter:none}#phc-nehpa .ms-service-photo-copy span{font-size:11px;letter-spacing:.12em}#phc-nehpa .ms-service-photo-copy strong{max-width:12ch;margin-top:8px;font-size:18px;line-height:1.34;text-wrap:balance}#phc-nehpa .ms-service-windows{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px;margin-top:34px;border-top:0}#phc-nehpa .ms-service-window{grid-template-columns:minmax(0,1fr);gap:10px;padding:18px 0 0;border-top:1px solid #d6e2ec;border-bottom:0}#phc-nehpa .ms-service-window b{font-size:18px;line-height:1.28}#phc-nehpa .ms-service-window span{max-width:none;font-size:15px;line-height:1.7}#phc-nehpa .ms-service-list{margin-top:26px;padding-top:24px;border-top:1px solid #d6e2ec;gap:14px 28px}#phc-nehpa .ms-service-list li{padding-left:30px;font-size:15px;line-height:1.62}#phc-nehpa .ms-service-list li::before{top:3px;width:19px;height:19px}